Finding the Best Foreclosure Attorney

If you’re like millions of other Americans today, you’re struggling to pay your mortgage. Home values are dropping and interest rates aren’t showing any signs of dramatic improvement. You might be thinking about hiring a foreclosure attorney to guide you through the process. If so, this should be a hopeful opportunity for you.

Hiring the best attorney should be your primary focus during this time. In fact, hiring the right lawyer is one of the most essential foreclosure basics. Unfortunately, it’s one that most homeowners easily overlook, too. By reading this article, you’re already setting yourself ahead of millions of other Americans!

Why It’s Important

It’s so important to have the right legal team (or single foreclosure attorney) behind your case. When you go through the process, the outcome is largely dependent upon the ability of your attorney. Many people seem to forget this. We’ve created a list of qualities to look for in a foreclosure attorney that will help you get the best person for the job!

Qualities to Look For

First and foremost is talent. You want a foreclosure attorney who is skilled in the courtroom. While being able to speak persuasively in the courtroom is important, talent extends far beyond rhetoric. Make sure your foreclosure lawyer also shows a talent for understanding complex financial situations, and coming up with creative solutions for them. No mortgage lender situation is the same; a good attorney knows that.

On the heels of talent is experience. Talk to your potential hire, and ask how many cases they’ve handled. What is their win/loss ratio? Have they handled a case similar to yours before? How did it turn out? Don’t be embarrassed to ask all the questions you have. This is your chance to be sure you hire the right foreclosure attorney. Asking questions is definitely one of the foreclosure basics you want to have!

Does your foreclosure attorney have a good reputation? The law business isn’t just about talent and experience. If your foreclosure attorney isn’t respected in the courtroom, your case may be hurt from the start. While justice shouldn’t really be connected to your attorney’s reputation, anyone who says there aren’t courtroom politics at play is naïve. Ask other lawyers, and check online before you choose who will represent your case in court!

Keeping these three things in mind should help ensure that you get the foreclosure attorney you deserve. Hiring the right person for the job is crucial. You don’t want to find out that your foreclosure attorney isn’t up to standard when you get in the courtroom!

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Ray Charles

Ray Charles Robinson was born in Georgia on September 30, 1930 and grew up to be a musician, a composer and a songwriter who didn’t stay in one genre, but mixed it all up to create a sound that was new to the world and one that was all his own.

He went by the name Ray Charles and was always seen in sunglasses no matter the weather, this was something he came up with in the 1950’s as a prop or a “hook” more than for practical reasons because we all know that Ray Charles was legally blind. However, he pioneered the genre of “soul music” and had the moniker “High priest of soul” bestowed upon him that stayed with him throughout his career.

Ray Charles wasn’t born blind, but he started to lose his sight around the age of four. It is likely he suffered from glaucoma, but being from a poor family and living in a small town in the 1930’s this went undiagnosed and then robbed him of his sight all together. Not that it did anything to dampen his spirit, however as his mother enrolled him in the Florida School for the Deaf and Blind and this is where he learned music. He started by playing classical music and learned how to read music in braille which is a complicated system but one he excelled at.

He spent the time after school playing music and hanging with several different bands where they played small venues and didn’t make a lot of money. It wasn’t until he moved to larger cities where he got more exposure, and finally a record deal. His first big hit was Mess Around, released in 1953. It is a song with roots in rhythm and blues, gospel, and blues and it was a hit with critics and fans alike. Should Have Been Me and Don’t You Know were hits in 1954.

Perhaps his biggest hit and the one that is most synonymous with Ray Charles is Georgia On My Mind, which was released in 1960. It won him two of his four Grammy Awards and today is considered a classic.

Although he battled addiction for sixteen years and was legally blind, Charles didn’t stop chasing his dreams. He has twelve children and has been married twice, and his children are his legacy, along with his music. He died in June of 2004 after many years of song writing and awards to his credit. Never give up on your dreams, you never know where they’ll take you!

Soulful Encounters is a welcoming and friendly site for people with disabilities to meet, become friends, find information or just chat with likeminded individuals. We hope to inspire those with a disability to keep pursuing their dreams, whatever those dreams are.

Music Marketing Tips To Help Create Super Fans

We, as musicians, have literally made bounding leaps of progress in technology, and many leaps in the concept of reaching out to people. It used to be that only the major record labels had access to the “right” connections. Or access to the people who know more people, people who have influence. Some of those people were like a man dangling a spider over a fire, and it was up to them if you should be dropped or continued.

The good thing is now you don’t have to become famous to become wealthy with your music. Another good thing is we have access to all the tools we need, very similar to the tools that the major labels have used to help create countless success stories of major artists who have made it to the top. As man has evolved these tools have become faster, more reliable, more efficient, and easily accessible to anyone with a computer and internet.

Do you want to make money doing what you love to do? Of course you do. I think it is important to begin by creating both long-term and short-term goals. Goals will show us the direction in which to face. Next, ask yourself “why?; why do I want to be successful in the music industry?” When I asked myself this question, these were the answers I got:

Popularity – It’s a comforting thought; it feels good to feel validated, but I can dig deeper. We are deeper creatures than that.

Wealth – Money is not the only motive, if you work hard enough, money will come to you regardless of what you do.

Self Expression – An artist often has a fire burning within to create, and music is an excellent outlet.

“Well, Amber”, I asked myself, “what else is there?” We, as human beings, have a desire, a true innate desire to make the world better place to live. A lot of musicians write music in order to connect with humanity, to share experiences in love, joy, hate, sorrow, invalidity. Maybe the sounds that your heart and soul create are meant for others who have had similar life experiences. If you can reach out to these people, maybe they won’t feel alone in regard to these circumstances. You want to connect with them, and you want them to connect with you on a level far deeper than a normal conversation. If more people communicated in this manner, this world might be a better place.

So now what? When you resonate with the feelings that are inside you, when you find your truth and motive, you can begin your steps. You begin to know which direction to take. The next step is: which genre of music do you want to communicate in? It doesn’t really matter which style of music you choose. There are multitudes of human beings out there who are looking for your particular music, your particular experiences. And if you reach them, there will be a solid connection.

Once you decide on your genre, let your creative juices flow. WRITE, WRITE, WRITE! Keep a notebook handy for lyric ideas. Invest in a small hand-held recorder for music ideas. Most cel phones have some type of voice recorder app built-in; these are great for recording musical bits and pieces. There are very affordable home recording programs available, and these can be an invaluable tool for song creation. If you need inspiration, choose an artist who has a similar style, and study his or her technique. Listen to their first release, and then their most recent, paying close attention to the evolution of their writing.

Record all of your ideas and get feedback from anyone and everyone. Don’t just seek validation from your friends; they are not going to be objective. If you can, get advice from people in the music business, and be prepared for honest responses; don’t let your feelings get hurt.

Once you have a tangible product (be it a complete CD, or only one song), put it on your Facebook page (if you don’t have a Facebook page, where the heck have you been for the last ten years?). Post it and re-post it once a week. Look into other music sites like Reverbnation or CD Baby. The more exposure your music has, the closer you get to acquiring “Superfans”.

What’s a Superfan? A Superfan is someone who really likes what you have to offer, and often times will feel a kindred connection to your music. A Superfan will support your career regardless of what critics may say. If you decide to pursue a major label contract, a showcase in a room full of your Superfans will really tip the scales in your favor. Keep in mind that once you sign a contract with a major, they basically own you.

If you should launch a funding campaign, for example on or, a Superfan might contribute way more than the minimum requirement, which is definitely going to help you achieve your goal. Let’s do some math: if one Superfan contributes $100 a year, and you have 1000 Superfans, that’s $100,000 a year! Does that sound like a plan for comfortable living? You tell me.

The most important step is to have a solid strategy, and stick to it. Don’t listen to the “nay-sayers”. If you are part of a band, make sure all members share the same vision. A band dragging the “dead weight” of a reluctant partner will go nowhere. The best advice I can give you is never stop chasing YOUR dream. In the immortal words of The Doors: “Keep your eyes on the road and your hands upon the wheel”.

If You like what you’ve read I’d be happy to share more with you.